For Laura Gross, a successful bladder surgery back in late March meant life would go back to normal. Little did she know that things would never remain the same for her. As soon as she got home, she got sick.
She felt pain in her eyes, throat, head, muscles and joints. According to her, she felt her head was clogged. She was diagnosed with COVID-19. Some four months later, she still has the symptoms.
Gross is now seeing a gastroenteritis, cardiologist, amongst other specialists including a primary care doctor.
“I have had this stubborn headache for a while now, in addition to to a low-grade temperature,” she said.
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The common theme of coronavirus patients is that they have to contend with new complications on a regular basis.
With studies showing that coronavirus patients face months of severe health complications, health care experts are now looking at long-term costs of the pandemic.
A study by the City University of New York Public School of Health estimates that if 20% of U.S residents contract the virus, the costs of treating the affected patients will be more than $50 billion. In the absence of a vaccine, around 80% of residents could be affected, thus sending the health care costs to $200 billion.
A good number of the countries affected by the virus are already making adjustments to cater to the long term effects of the virus. Some U.S hospitals are already creating specialized care centers to care for affected patients.
Knowing The Cost
Close to 20 million people have been affected by the virus around the world, with 25% of the affected people in the U.S.
Health care experts suggest that it will take years before we know the full extent and cost of the virus. Unlike other events, the effects of coronavirus linger for months or even years. Coronavirus affects vital organs, leading to damages that will need expensive care.
A study in Germany showed that more than 75% of coronavirus patients aged 45 to 53 suffered from heart inflammation, thus increasing the likelihood of heart failure.
A Kidney International study showed that more than 33% of coronavirus patients in New York developed an acute kidney injury, with more than 14% needing dialysis.
“On a global scale, we really don't know the full extent of the virus. We really don't know those who need checks and treatments. The full extent and cost will reveal it's self in years to come,” Dr Marco Rizzi said. “Those with mild COVID-19 symptoms may develop other symptoms in the future.”
Getting Insight In The Insurance Industry
MetLife Auto & Home® is creating a user-friendly auto insurance program, tagged My Journey®. The new program will work hand in hand with a new smartphone application to monitor and enhance its customers’ driving—TruMotion powers the technology of the app. In full swing, the app will offer drivers with a responsive feedback system so as to reduce their auto insurance rates while also boosting their driving.
BetterView, a company located in San Francisco (the company is known for capturing and analyzing data from drones) has partnered with CIS Group. The partnership will see the Group offer its national stream of field inspectors with drone services. CIS Group is based in Texas, and it is a full-service claim adjusting, appraisal, and underwriting services, that offers its services to close to 150 insurers. Its team of inspector, appraisers, and adjusters offer professional services. According to Ballard Castleman, CEO of CIS, “the insurance landscape is highly competitive. There are several transactions that need special kind of aerial data and imagery.” He added, “The partnership with BetterView gives us the chance to improve our aerial inspection process.”
Safepoint Insurance Company is working with Duck Creek Technologies to revamp its property and casualty insurance setup. The insurer which is based in Tampa provides residential and commercial property insurance products via its agency partners. It currently offers its services to customers in Florida and Louisiana. The partnership with Duck Creek’s will bring about enhanced operational productivity in addition to new product development. At the end of the day, this will result in business growth and expansion across the country.
Fairport Savings Bank has recently partnered with Insuritas. The insurer is known to be a key provider of turn-key insurance services in the financial sector. It is providing the Fairport Savings Bank with a complete itinerary of insurance products for its customers and the communities. “creating our very own Insurance Agency gives us the chance to give our customers and community with the right financial services. In addition to that, we provide a one-stop-shop for anything relating to price, service, and more,” Fairport CEO Dana Gavenda said.
Norman-Spencer Agency, Inc., a property insurer based in Ohio, is working with Sunlight Solutions’ modern (an end-to-end insurance platform) to provide support for all its essential functions such as reporting, claims, policy, and so on.
Insurity announced that Olympus Insurance Company, a homeowners insurer in Florida, successfully implemented SIMS Claims™ in a bid to bring claims within its four walls.
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